Living Large in Boston: A Week’s Adventure on an $81,000 Salary!

N-Ninja
19 Min Read

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Welcome to Financial Insights, where we challenge the pervasive stigma surrounding financial discussions. Here, we gather authentic accounts from individuals detailing their spending habits over the course of a week—documenting every cent spent.

Today’s feature: a strategist with an annual income of $81,000 who dedicates part of her budget this week to cake flour.

If you’re interested in sharing your financial experiences in a Money Diary, please submit through our submission portal. We offer $150 for each published entry, though we’re unable to respond individually to all submissions.

Job Title: Strategist
Industry Sector: Advertising
Your Age: 26
Your City: Boston, MA
Your Income: $81,000
Your Assets:: High-Yield Savings Account (HYSA): $9,827; 401(k): $28,431; Roth IRA: $19,406; rollover Roth IRA: $1,715; Checking Account: $1,279; Investments: $76,330. I am in a long-term relationship but do not yet share finances with my partner—this may change when we eventually cohabitate.
Your Debt Status:: None
Bimonthly Paycheck Amount:: $2,280
Phrasing Preferences:: She/her.

Monthly Financial Breakdown

Total Housing Cost:: My share is approximately $1,266 for renting a three-bedroom unit alongside two roommates. During this diary period I am staying at my boyfriend F.’s place (also located in Boston), caring for his cat while he undertakes an internship out of state at law school in New York.
Total Loan Payments:: None.
Total Utility Expenses:$50 (varies monthly), shared among roommates.
Total Health Insurance Premiums :$137.18
< strong>dental insurance premium :$9 .48 < br/>

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) ](,…)[Your Work Transport Card]: I allocate about$40 for this tax-free card quantitative dutch oven]#enddiv [[8 cmds]

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